College students struggle to maintain insurance

Art by Josh Jones

Art by Josh Jones

A pressing issue nationwide for a lot of American citizens is the repeal of Obamacare in the near future. With a new president in office, he has the power to allow it to stay or have it removed.

If it is revoked, many Americans will lose insurance coverage and will not be able to seek proper medical treatment. Numerous people will go bankrupt trying to afford out-of-pocket-costs, leaving them with poor quality care. The question left is how will all of this affect students at GHC?

Typically, the average college student has trouble affording personal expenses after tuition and books are paid for. In GHC students’ case, they are able to get insurance through the college that is provided by United HealthCare.

The only problem is that students who use the insurance must meet a deductible before the insurance kicks in. Also depending on the doctor’s office visited, a standard co-pay that varies in price is due at the time of the appointment.

This all goes back to a money problem: What if students at GHC cannot afford these extra costs? Let’s say they scrounge and come up with the needed money because the insurance does not completely cover the bill. Then students are still left with this debt and cannot go to the doctor when needed because they can’t build up any more charges. Government financial assistance for healthcare is offered to low income students, but not to all students.

On the bright side, since GHC has such a diverse student population, including those with families, the insurance plan allows children and spouses to be added on for an extra fee.

The student insurance is an option for some, but it does not solve the problem for all students at GHC if Obamacare is repealed. We cannot let an issue as big as this one be set aside; all students deserve decent medical coverage.

The only way to help with this matter is by finding an alternative to compensate for Obamacare that is fair and easily agreeable for all American citizens.